Baldwin County Alabama
Baldwin County Alabama
This category currently has 37 blog entries.
Thu, Sep 11, 2008
EXCLUSIVE "GO-ZONE" BUYING OPPORTUNITY IN THE #1 GROWTH MARKET IN THE COUNTRY
Wednesday, September 17th, 6pm PST (9pm EST)
Deal Overview & Conference Call Number:
http://maverickinvestorgroup.com/deals/charmont
(Access is by invitation only. You must RSVP with the discount code: "cal carter")
Chosen by Personal Real Estate Investor Magazine as an "Investor Pick" to "Generate Above Average Returns"
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Pre-Construction Single Family Homes Directly in the Path of Growth
#1 Metropolitan Area for Projected Economic Growth 2008-2012 (Forbes and Moody's)
No Property Taxes For Residents Over 65 (Major Incentive for Retiring Baby Boomers!)
#1 Micropolitan Area...
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Tue, Sep 09, 2008
Financing Solutions with David Reed
Bridging the lending gap
Visit Reed's Website
Have you witnessed this scenario? A client has his or her house on the market with an offer on another home — a contingent sale. And the client needs the proceeds from current house to make a down payment on the new one.
Of course, this is a relatively common event, especially if someone finds a dream house that they feel they have to act on quickly.
What to do? An initial answer might be to get an equity loan on the current home and use the funds as a down payment for the new one, paying off the equity loan when the old home sells....
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Mon, Sep 08, 2008
REDUCED – NOW $649,500 – BRING AN OFFER!!!
17328 Burwick Loop, Fairhope, AL 36532
The Meadows at Point Clear
Home built on Lot 51
· 4 Bedrooms (with option of finishing a 5th room upstairs)
· 2 full Baths downstairs
· 1 full Bath Upstairs for Bedroom No. 2
· Jack ‘n Jill Bath upstairs between Bedroom No. 3 and 4
· Auxiliary Laundry area in Master Bedroom downstairs
· Full Laundry area upstairs
· Each bedroom is cable-ready
· CAT 5 internet wiring throughout
This beautiful home also consists of the following:
· Red oak floors throughout downstairs
· Interior solid core doors
· Proshield windows throughout – vinyl clad outside –...
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Wed, Aug 27, 2008
AHFA “First Step” Bond Money Program - A Piece of Cake
By: Rob Smith
Alabama Housing Finance Authority has brought back the Mortgage Revenue Bond Loan, and it’s a Piece of Cake! The First Step program is designed for low to moderate income applicants. It is a 30 year fixed rate mortgage loan with a below market interest rate and up to 100% financing for down payment and closing cost assistance.
Interest Rate: 5.875% (current issue) 30yr fixed rate loan
Programs: FHA, VA, Rural Development, and My Community Mortgage Conventional Loans. There is also newly enhanced down payment assistance available with First Step loans.
Income: Total household income and sales price of the home cannot exceed federally established income...
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Tue, Aug 26, 2008
Breaking news on Cal Carter
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8 Comments.
Tue, Aug 26, 2008
Alabama Housing Finance Authority (AHFA) Bond “Step Up” Loan Program
30 year fixed rate mortgage loan with a market interest rate 6.5% (as 8/25/2008).
Qualify with FHA Guidelines.
Newly enhanced down payment assistance is available with Step Up loans. This will allow up to 100% Loan to Value (LTV) on FHA loans.
Qualifying Requirements
Total household income and the sales price of the home cannot exceed income and sale price limits.
Maximum Loan Amount: $285,000.000
Maximum Household Income (Baldwin & Mobile County ): $97,300
There is NO first time home buyer requirement.
The homebuyers must...
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1 Comments.
Mon, Aug 25, 2008
Financing Solutions with David Reed
Family loans remain a solid down payment option
Visit Reed's Website
The Federal Housing Administration (FHA) recently altered its guidelines as a result of the Economic and Housing Recovery Act of 2008. One significant change was the elimination of the seller-funded down payment assistance program. Often used by builders through non-profit organizations such as Nehemiah and Ameridream, this program enabled the seller of a property (either an individual or a builder) to “donate” an amount equal to the funds needed by a buyer for a down payment on a home...
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Mon, Aug 18, 2008
Financing Solutions with David Reed
Help has arrived: U.S. Congress comes through with relief
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The Housing and Economic Recovery Act of 2008, the most sweeping housing legislation since the Depression era, was passed by the U.S. Senate and House of Representatives at the end of last month and was signed into law by President Bush. The new law addresses various aspects of the housing downturn, including assistance for homeowners who are behind on their mortgages, federal oversight of Fannie Mae and Freddie Mac, and funding for cities to buy and fix up foreclosed...
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