Baldwin County Alabama
Baldwin County Alabama
This category currently has 37 blog entries.
Mon, Jul 21, 2008
Financing Solutions with David Reed
Five Year Increments
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Which is better, a 30-year or a 15-year fixed rate mortgage? A common and important question which, when answered, affects both the monthly payment and the amount of interest paid on a mortgage loan. While paying less interest over a shorter timeframe seems to be the obvious answer, the difference in monthly payment is surprising to some.
For instance, on a $300,000 note at 6.25 percent over 30 years, the principal and interest payment is $1,847 per month. Whereas on that same loan amount over 15 years at 6 percent,...
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Tue, Jul 15, 2008
Alabama - loved all over the world - Sweet Home Alabama!
Check out this video of the Finnish rock band The Leningrad Cowboys as they play for an audience with the Russian Red Army Choir picking up the background vocals of Lynyrd Skynyrds Sweet Home Alabama!
When the tour is over they are all invited down to Orange Beach and Gulf Shores to enjoy the white sands and emerald green waters of the Alabama Gulf Coast, shop for a condo or beach house and to tip over to Lulu's to do their rendition of a few Jimmy Buffett classics!
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Mon, Jul 14, 2008
Financing Solutions with David Reed
Government Grants
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For first-time buyers, often the first thought that comes to mind is, “I need a down payment.” This is often followed by the question, “Now, where do I get that down payment?”
Depending upon the loan type, a home mortgage typically requires 3 to 5 percent down. If you have the money, then you’re set. But what if you don’t? What if you’re renting? You can afford a mortgage within your means, but coming up with the down payment money needed to begin the transaction can be challenging. So, where can you turn?
One of the...
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Thu, Jul 10, 2008
Baldwin County Foreclosures
Spanish Fort, Daphne, Montrose, Fairhope, Point Clear, Robertsdale, Summerdale, Silverhill, Foley, Bay Minette, Loxley, Lillian, Josephine, Orange Beach, Gulf Shores, and Fort Morgan, AL
Investors, we have created a new page that lists foreclosures in the Baldwin County MLS. These listings may include forclosures of condos, homes and houses in Spanish Fort, Daphne, Montrose, Fairhope, Point Clear, Robertsdale, Summerdale, Silverhill, Foley, Bay Minette, Loxley, Lillian, Josephine, Orange Beach, Gulf Shores, or Fort Morgan, AL
To see those listings visit our Baldwin County Forclosures page.
Let us know if you need a hand finding investment property!
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Thu, Jul 10, 2008
Eastern Shore Real Estate on Mobile Bay
Spanish Fort, Daphne, Montrose, Fairhope, Point Clear, Alabama
When you travel East from Mobile, Alabama on I-10 you will cross the Mobile Bay Causeway and enter the Eastern Shore area of Mobile Bay. Be sure to take the first exit onto Highway 98 . To the North will be the dynamic community of Spanish Fort and it's new found wealth of shopping and commerce. To the South you will find the wonderful communities of Daphne, Montrose, Fairhope, and Point Clear. We recommend that you find Scenic Highway 98 and ride this beautiful roadway from Daphne all the way to Point Clear. You will find some of the most beautiful homes in the world shaded by tremendous live oaks and the grounds awash with...
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Mon, Jul 07, 2008
Financing Solutions with David Reed
Points:To pay or not to pay
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Numerous closing costs come with any mortgage. There’s a fee for an appraisal and a fee for a credit report… and the lender has its fees, too. And don’t forget about the attorney fee, title insurance and escrow charges. Closing costs can vary from state to state and province to province, but you really don’t have much choice of whether you want a survey or if title insurance is right for you. There will be a variety of services performed and records searched by different companies, and none of these come free of...
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Mon, Jun 30, 2008
Financing Solutions with David Reed
The Best time to Lock in Your Mortgage Rate
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“What do you think about rates … should I lock in now or wait to see if they fall further?” Think I’ve been asked that a time or two over the past 18 years? You better believe it. It’s a good question—one that goes through every single buyer’s head at some stage.
A quoted interest rate is no good unless you’ve confirmed, in writing, that your loan is indeed “locked,” or guaranteed for a designated period of time. You need to be proactive with your locked rate as well and don’t assume that...
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Thu, Jun 26, 2008
The Gulfshoreslife.com Team of Keller Williams Alabama Gulf Coast continues to grow their successful Team.
Due to an overwhelming supply of leads, they are seeking experienced buyers agents.
The Gulfshoreslife.com Team offers the best training, professional coaching and lead generation possible. With tools, scripts, and accountability combined with their leadership, The Gulfshoreslife.com Team is finding great success with generating leads, sales and revenue.
Gulfshoreslife.com serves the Baldwin County Real Estate market in the Eastern Shore communities of Spanish Fort, Daphne, Fairhope, and Point Clear and the Alabama Gulf Coast communities of Orange Beach, Gulf Shores, and Fort Morgan.
Please feel free to contact me for...
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